Get Approved for
finance in 60 seconds

You find the car and VROOM does the rest

No impact on
credit score

First and only direct to lender marketplace

No hidden
fees

How it works

1. Find your vehicle

2. Look for the keys

3. Pick your lender

4. Instant Pre-approval

QUALIFY | APPROVE | SETTLE

100% Online

Say goodbye to painful paperwork

and external delays.

Using minimal information, VROOMʼs live marketplace delivers same day finance direct from leading automotive lenders.

Credit File Safe

No impact on credit score.

Vroom’s credit check does not leave a mark on your file and obtaining a pre-approval will not affect your credit score in any way.

VROOM digitally assesses your credit file, vehicle data, affordability and runs a matching algorithm to only provide you with qualified lending options.

No nonsense.

When youʼre ready to finalise your application, data is submitted directly to the lender for a full approval. Depending on the lender, settlement can even happen that same day.

The last loan
application you
will ever need

You only need to go through a

pre-approval process with VROOM once. We save your data for next time and no matter where you shop. If you see the VROOM icon, we will only give you personalised repayments and lending options.